Who can use an HSA in 2026? New coverage and direct-primary-care rules

Review expanded HSA compatibility for qualifying bronze and catastrophic coverage, telehealth relief, and certain direct-primary-care arrangements.

What to do this week

1. 1

   Confirm the exact health-plan coverage and effective dates.

2. 2

   Review general HSA eligibility rules alongside the new provisions.

3. 3

   Keep contribution and medical-expense support with the tax records.

How to use this field note

Use the checklist to organize records and identify the question that needs attention. Confirm deadlines and federal requirements against the linked official source. State, local, entity-specific, and fact-specific rules may differ.