What are the IRS Income Tax Brackets for 2025?.

What are the IRS Income Tax Brackets for 2025?.

For the 2025 tax year, the IRS has adjusted the federal income tax brackets to account for inflation. These brackets determine the rate at which your income is taxed. The seven marginal tax rates remain unchanged: 10%, 12%, 22%, 24%, 32%, 35%, and 37%. However, the income thresholds for each bracket have been updated. Below is a summary of the 2025 tax brackets for different filing statuses:​ TurboTax+6U.S. Bank+6NerdWallet: Finance smarter+6

Single Filers

• 10%: Income up to $11,925​ Fidelity+5TurboTax+5T. Rowe Price+5

• 12%: Income from $11,926 to $48,475​ Bipartisan Policy Center+4T. Rowe Price+4TurboTax+4

• 22%: Income from $48,476 to $103,350 ​IRS+3Fidelity+3T. Rowe Price+3

• 24%: Income from $103,351 to $197,300 ​Bipartisan Policy Center+3T. Rowe Price+3Fidelity+3

• 32%: Income from $197,301 to $250,525​ TurboTax+2T. Rowe Price+2IRS+2

• 35%: Income from $250,526 to $626,350​

• 37%: Income over $626,350​

Married Filing Jointly

• 10%: Income up to $23,850​ Barron's+2T. Rowe Price+2Jackson Hewitt+2

• 12%: Income from $23,851 to $96,950 ​Fidelity

• 22%: Income from $96,951 to $206,700 ​Fidelity+1Jackson Hewitt+1

• 24%: Income from $206,701 to $394,600​ Bipartisan Policy Center+2Jackson Hewitt+2Fidelity+2

• 32%: Income from $394,601 to $501,050​T. Rowe Price+2Jackson Hewitt+2Bipartisan Policy Center+2

• 35%: Income from $501,051 to $751,600 ​IRS+5Jackson Hewitt+5Bipartisan Policy Center+5

• 37%: Income over $751,600​ WSJ+5Jackson Hewitt+5T. Rowe Price+5

Married Filing Separately

• 10%: Income up to $11,925​ TurboTax+5IRS+5Fidelity+5

• 12%: Income from $11,926 to $48,475​ Bipartisan Policy Center+4T. Rowe Price+4TurboTax+4

• 22%: Income from $48,476 to $103,350 ​IRS+3Fidelity+3T. Rowe Price+3

• 24%: Income from $103,351 to $197,300 ​Bipartisan Policy Center+2Fidelity+2T. Rowe Price+2

• 32%: Income from $197,301 to $250,525 ​TurboTax+3Bipartisan Policy Center+3IRS+3

• 35%: Income from $250,526 to $375,800​

• 37%: Income over $375,800​

Head of Household

• 10%: Income up to $17,000​T. Rowe Price+1Fidelity+1

• 12%: Income from $17,001 to $64,850 ​Fidelity+1TurboTax+1

• 22%: Income from $64,851 to $103,350​ Fidelity

• 24%: Income from $103,351 to $197,300​

• 32%: Income from $197,301 to $250,525​

• 35%: Income from $250,526 to $626,350​

• 37%: Income over $626,350​

These adjustments mean that individuals can earn more income before moving into a higher tax bracket, potentially reducing overall tax liability. Additionally, the standard deduction amounts have increased for 2025:​ AP News+2The US Sun+2Barron's+2

• Single Filers and Married Individuals Filing Separately: $15,000 (up from $14,600 in 2024)​AP News

• Married Couples Filing Jointly: $30,000 (up from $29,200 in 2024)​

• Heads of Household: $22,500 (up from $21,900 in 2024)​

These changes reflect a 2.8% adjustment due to lower inflation rates compared to previous years. ​Barron's+1WSJ+1

Please note that these brackets apply to income earned in 2025, with tax returns filed in 2026. For personalized advice, it's recommended to consult with a tax professional or refer to the IRS's official publications.​

FAQ: IRS Income Tax Brackets 2025

1. How are tax brackets applied?

Tax brackets are progressive, meaning different portions of your income are taxed at different rates, starting from the lowest bracket and moving up.

2. Will deductions change my tax bracket?

Yes, deductions lower your taxable income, potentially moving you to a lower tax bracket.

3. Are tax brackets adjusted annually?

Yes, tax brackets are typically adjusted yearly for inflation, ensuring they reflect cost-of-living changes.

4. What services does ProTax Services offer for income tax planning?

ProTax Services provides income tax planning, filing assistance, tax optimization, and audit support services to help you manage your tax obligations efficiently.

5. How do I calculate which tax bracket I fall into for 2025?

To calculate your tax bracket, start by determining your taxable income. This is your total income minus any deductions or exemptions. Once you know your taxable income, refer to the IRS income tax brackets for 2025 to see which rate applies to you.

6. Does filing jointly or separately affect which tax bracket I’m in?

Yes, filing status affects your tax bracket. Married couples filing jointly benefit from wider income ranges for each tax rate, which can lower the overall tax liability compared to filing separately.